2020 September Long Term Care & Ethics Class (Duluth)
September 2; 8:30 a.m.-4 p.m.
8:30 a.m.-12:30 p.m. MA Eligibility & LTC Partnership Program (4 CECs)
12:30-1 p.m. Lunch
1-4 p.m. Ethics in Financial Services Practices IV (3 CECs)
*Although we are offering two courses, you do not have to attend both. You may choose to attend either session. Lunch will be provided for all attendees.
MA Eligibility & LTC Partnership Program (4 CECs)
Presented by Lori Gubash
State statutes require that this four hour refresher course be taken every two years following the initial eight hour training session. Training must be in place before licensed insurance agents may solicit, negotiate or sell long term care insurance. In faithful accordance with NAIC guidelines, this 4-hour training program consists of topics related to long term care insurance, long term care services and the LTC Partnership program itself. Specific units of instruction will include (a) state and federal regulations and requirements, and the relationship between LTC Partnership programs and other public and private coverage of long term care services, including Medical Assistance; (b) available long term care services and providers; (c) changes or improvements in long term care services or providers; (d) alternatives to the purchase of private long term care insurance; (e) the effect of inflation on benefits and the importance of inflation protection; and (f) consumer suitability standards and guidelines. Upon completion of the 4-hour program, insurance agents will be legally qualified, and intellectually prepared, to continue offering the LTC Partnership program to their clients.
1. Medical Assistance (MA) Eligibility Criteria
2. Long Term Care Partnership Program & MA Eligibility
3. Applying for Minnesota Health Care Programs
4. Federal & State Regulations
5. Current LTC Services & Providers
6. Changes and Improvements to LTC Services & Providers
7. Review LTCI Basics
8. Importance of Inflation Protection
9. Alternatives to LTCI
10. Consumer Suitability Standards & Guidelines
This course satisfies the Long Term Care four hour update made mandatory by the state of Minnesota. This course is approved in Minnesota for Minnesota insurance credits and is eligible for CFP credits. Attendees who complete this course will receive a certificate that will be emailed to them after the class. In order to receive credit for this course, attendees must provide their applicable license number the DAY OF the class. Credits will be reported to Sircon, CFP and ClearCert for each individual if applicable.
Ethics in Financial Services Practices IV (3 CECs)
Presented by Todd Johnson
A practical approach for influencing ethical business culture. The purpose of this course is to help insurance and financial advisors influence ethical behavior through their financial services practice by:
1. Developing an ethical perspective.
2. Learning a model for ethical thought in a team environment.
3. Learning how to create a culture of ethical accountability.
This course satisfies the Ethics three hour update made mandatory by the state of Minnesota. This course is only approved in Minnesota. Attendees who complete this course will NOT receive a certificate. Credits will be reported to Sircon for each individual.
Members $50 | Nonmembers $70
Members (both classes) $95 | Nonmembers (both classes) $135
PCI Compliance: In accordance with PCI compliance, NAIFA-Minnesota may not accept any forms via email nor accept credit card information over the phone. All forms must be faxed or mailed in.
Cancellation Policy: Cancellations received by the NAIFA-Minnesota office at least 48 hours prior to the first day of the event are eligible for a refund of the registration fee, less a $15 administrative fee. No refunds of any kind will be provided for cancellations received after this time. If this date does not work for you, please contact the office and we are happy to move you to another class, based on availability. There is no fee to move classes. The cancellation fee applies if you are canceling your registration.
Audio/Video Policy: Registration and attendance at, or participation at association events, constitutes an agreement by the registrant to association’s use and distribution of the registrant or attendee’s image or voice in photographs, videotapes, electronic reproductions and audiotapes of such events and activities.